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DID YOU KNOW? As a new driver, you are more likely to have an accident in the first year after passing your test than at any other time in your motoring career. |
Per mile of driving, the risk of an accident involving injury or death is about seven times greater for 17-20 years old than for those aged 40 or over.
Drivers under 21 are involved in 15% of all accident deaths.
New drivers make up just 10% of licence holders, but are involved in 29% of accidents.
Pass Plus is a scheme backed by the Government's Driving Standards Agency and insurers to encourage newly qualified drivers to become better drivers
Pass Plus gives extra experience and positive driving skills that would
otherwise take a long time to acquire.
Pass Plus consists of an additional course of six specially designed training sessions to follow on from a successful practical driving test.
They cover driving
- in town
- out of town
- I n all weather
- at night
- on dual carriageways
- on motorways
There is no further test to take, when your instructor is satisfied with your performance you receive a certificate from the Driving Standards Agency.
Pass Plus really works in helping to make newly qualified drivers safer and better drivers.
Many insurers give a discount to people taking Pass Plus - equivalent to a one-year no claims bonus.
WHO CAN TAKE PART?
Anyone who has passed their practical driving test can take Pass Plus, although most insurance benefits are to be gained within your first year of passing the practical driving test.
Motor insurers who support the scheme will give you a one-year's no claims bonus for comprehensive, third party fire and theft and third party policies as soon as you insure your own car. The saving could more than cover the cost of the extra lessons. You can defer the no-claims bonus for two years if you currently drive under someone else's policy. This means that if you buy a car within two years of completing a Pass Plus course, and have not had any claims in the meantime, your first premium will be reduced by the extra one year's no claim bonus. Insurers representing over 60% of the UK private car market have agreed to these discounts.
The insurers supporting Pass Plus are:
Norwich Union Highway Motor Policies - Lloyd's +
Churchill *
Pearl*
Co-operative Insurance Services *
Privilege *
Cornish Mutual *
Provident Insurance plc + Direct Line * - Call 0845 2468701 for a quote.
Royal & SunAlliance + *
Ecclesiastical * "car insurance just for girls"
BSM Insurance Services(0845 276 7676)
Zurich (Eagle Star) + *
* Companies that can be contacted direct.
+ Companies operating through brokers and other independent
intermediaries.
